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    央行历年贷款利率调整表

  • 时间:2016-12-14 10:12:28作者:利率达人 点击:445次
  • 央行历年贷款利率调整表

    更新至:2017年1月1日

    野兔网(http://www.yetu.net/)整理发布

    贷款利率,是指借款期限内利息数额与本金额的比例。我国的利率由中国人民银行统一管理,中国人民银行确定的利率经国务院批准后执行。贷款利率的高低直接决定着个人住房公积金每月还贷利息,影响着商业贷款买房月供

    调整时间  六个月(含) 一年(含) 一至三年(含) 三至五年(含) 五年以上
    1996.5.1 9.72%  -- 13.14% 14.94% 15.12%
    1996.8.23 9.18% 10.08% 10.98% 11.70% 12.42%
    1997.10.23 7.65% 8.64% 9.36% 9.90% 10.53%
    1998.3.25 7.02% 7.92% 9.00% 9.72% 10.35%
    1998.7.1 6.57% 6.93% 7.11% 7.65% 8.01%
    1998.12.7 6.12% 6.39% 6.66% 7.20% 7.56%
    1999.6.10 5.58% 5.85% 5.94% 6.03% 6.21%
    2002.2.21 5.04% 5.31% 5.49% 5.58% 5.76%
    2004.10.29 5.22% 5.58% 5.76% 5.82% 6.12%
    2006.4.28 5.40% 5.85% 6.03% 6.12% 6.39%
    2006.8.19 5.58% 6.12% 6.30% 6.48% 6.84%
    2007.3.18 5.67% 6.39% 6.57% 6.75% 7.11%
    2007.5.19 5.85% 6.57% 6.75% 6.93% 7.20%
    2007.7.21 6.03% 6.84% 7.02% 7.20% 7.38%
    2007.8.22 6.21% 7.02% 7.20% 7.38% 7.56%
    2007.9.15 6.48% 7.29% 7.47% 7.65% 7.83%
    2007.12.21 6.57% 7.47% 7.56% 7.74% 7.83%
    2008.9.16 6.21% 7.20% 7.29% 7.56% 7.74%
    2008.10.08 6.12% 6.93% 7.02% 7.29% 7.47%
    2008.10.30 6.03% 6.66% 6.75% 7.02% 7.20%
    2008.11.27 5.04% 5.58% 5.67% 5.94% 6.12%
    2008.12.23 4.86% 5.31% 5.40% 5.76% 5.94%
    2010.10.20 5.10% 5.56% 5.60% 5.96% 6.14%
    2010.12.26 5.35% 5.81% 5.85% 6.22% 6.40%
    2011.02.09 5.60% 6.06% 6.10% 6.45% 6.60%
    2011.04.06 5.85% 6.31% 6.40% 6.65% 6.80%
    2011.07.07 6.10% 6.56% 6.65% 6.90% 7.05%
    2012.06.08 5.85% 6.31% 6.40% 6.65% 6.80%
    2012.07.06 5.60% 6.00% 6.15% 6.40% 6.55%
    2014.11.22 5.60% 5.60% 6.00% 6.00% 6.15%
    2015.03.01 5.35% 5.35% 5.75% 5.75% 5.90%
    2015.05.11 5.10% 5.10% 5.50% 5.50% 5.65%
    2015.06.28 4.85% 4.85% 5.25% 5.25% 5.40%
    2015.08.26 4.60% 4.60% 5.00% 5.00% 5.15%
    2015.10.24 4.35% 4.35% 4.75% 4.75% 4.90%

     

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